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You could be looking at years of treading water and getting nowhere if you don’t do something about it.

Letters, things that you can start to do to be proactive in helping yourself help your credit because nobody else is going to do that for you.

Know exactly where you are.

Incurring debt sometimes is necessary in order to meet one’s financial and personal goals, or to make payments for necessary…

Remembering when to pay which creditor every month gets exhausting when you have more than a few debts.

There are three main ways for a person to consolidate their debts.

It's also important to remember that loans do not make debt disappear, they simply move the debt to another institution.

However, it is also used to refer to the millions of consumers who are overwhelmed with debt seeking financial relief from their unsecured debt.

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